SPLTR compared

Pay-later brands pay you up front and take a fee on the sale. SPLTR runs your own plan — a deposit now, the balance by your date — on your Stripe account, free for the business. Here is when each one fits.

• SPLTR vs AfterpayAfterpay splits a purchase into four payments on its own schedule. If you need a deposit now and the balance paid before a date you choose, SPLTR is built for that — and it costs your business nothing.
• SPLTR vs KlarnaKlarna runs its own checkout and its own payment terms. If you want to set the plan yourself — a deposit, then instalments that finish before your date — SPLTR lets you, at no cost to your business.
• SPLTR vs AffirmAffirm decides who can use it and on what terms. If your customers just need to spread a deposit and balance across the weeks before your date, SPLTR does that on your own Stripe account — free for the business.
• SPLTR vs SplititSplitit, like SPLTR, charges the customer's own card in instalments. The difference is who runs it: SPLTR runs the plan on your own Stripe account, with a deposit, a paid-by date, and nothing for the business to pay.